7 Critical Steps to Take If You’re in a Bad Accident
Auto accidents may not seem like a big deal, but the figures don’t lie. Accidents are the ninth biggest cause of death globally, accounting for over 2% of all deaths and sending millions more to the hospital.
Knowing how to handle a bad accident can save your life, as well as the lives of those around you. To make sure you know what to do, keep reading as we list seven important steps to take following a crash.
1. Move to a Clear, Safe Area
The first few moments after a car crash can seem like an eternity. But since most accidents occur in high-traffic areas, you’ll need to clear the fog and find a safe area where you and any other parties involved can address the situation.
Make sure all parties agree upon the location, or else it may seem as though you’re attempting to flee the scene.
2. Check for Injuries
Once you’re safe, take a deep breath and assess any injuries you may have like cuts or soreness.
Don’t ignore these injuries, no matter how small they might seem. Car accident injuries aren’t always apparent. What seems like a sprain may be a break, for instance, while serious ailments like whiplash can take days to surface.
If need be, call for medical assistance. And even if you seem okay, don’t hesitate to get yourself checked out.
3. Contact the Police
It’s required that the police come out to document the scene of the accident by taking photos, jotting down notes, and collecting information from all parties.
Don’t hesitate to comply with any requests they might make. Also, try not to apologize, as doing so is considered an admission of fault.
4. Document the Scene
Though the police will do a thorough job documenting the scene, it never hurts to snap a few photos yourself. Make sure to document information info like:
- Photos of the affected vehicles from multiple angles
- Any visible signs of injury
- License plate info
You may not need this information, but it’s better to have it and not need it than fight an insurance agency without any evidence.
5. Exchange Insurance Information
Tensions run high following a car crash, but you should try to remain cordial, no matter how frustrated or worried you might be. Speak with the other driver(s) and collect their insurance information so you can file a claim.
If another party refuses to provide the requested info, make a note of it and be sure to mention it to the officers that document the scene.
6. Speak With Your Insurance Provider
As if your day wasn’t fun enough, you’ll now need to deal with your insurance agency. The police are required to submit their documentation, but it never hurts to send in any info you have, as well.
You may be able to file a claim online, too, so check your provider’s website.
7. Contact an Attorney
Depending on the severity of the accident, it may be in your best interest to pursue legal action.
Find a car accident attorney in your area and schedule a consultation. Give them all documentation you have, including police reports, personal evidence you collected, and so forth.
Having an attorney on your side can help you fight unfair medical bills, insurance claims, and even legal penalties.
Don’t Let a Bad Accident Leave You Sidelined
A bad accident can change your life, leaving you injured, scared, and on the line for thousands of dollars in repairs.
Take a deep breath and follow these steps. As long as you do, you should have all the information you need to be okay.
And don’t forget to check back with our blog for more helpful content!