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6 Tips for Saving Money as a Young Couple

Photo by Olia Danilevich

Marrying the love of your life is enthralling and a blessing. As a young couple, you’re still in the “wet cement year” because you’re trying to figure out each other. But remember, the saving wheel waits for no one.

You should develop a solid saving culture to help you sail through even during an economic crisis. There are several ways to cut expenses and boost savings early enough.

These six tips will keep your finances aligned for more savings.


Often, couples do not save together since they’re mostly unclear of what they want. Setting common goals, however, motivates people to save. Although the goals might change over time, it’s recommended to keep your focus on the target.

You can save towards investing, buying a car, or building your home. Discuss what you want to achieve and the timeline for your saving plans.

Ensure you set your goals on favorable terms, make them realistic and measurable.

Setting unrealistic goals kills morale and will make you feel frustrated.


Creating an effective savings plan can be quite challenging. Some partners find it hard to combine finances by creating a joint account. Some professionals offer services on personal finance for newlyweds.

With professional help, you can make decisions together and make significant strides towards investments.


As a young couple, you might get tempted to go for expensive holidays, which is okay. But for the sake of your future, make your vacations cheaper. You can camp instead of booking pricey hotels.

More so, you can travel by train or coach instead of flying. If you don’t mind, ensure you get affordable travel insurance.

Alternatively, you can travel during the low season for cheaper deals and travel. A vacation during winter is less expensive than traveling during summer. Also travel with friends to get group-booking discounts.

These are few yet practical ways to make your trip cheaper, enjoyable, yet they will save you some bucks.


Creating a budget as a couple helps you know your spending habits and adjust where necessary. You might find you spend lots of money buying coffee, which you can reduce by making coffee with an espresso machine.

Sometimes sticking to a budget is challenging. Fortunately, technology makes it easier for you. Several budgeting apps will make you and your partner accountable.


When it comes to savings, buying used items will save you some bucks. For instance, go for a used car instead of a new one. When moving into a new home and need furniture, consider buying used items such as chairs and tables.


Most couples go out during weekends when the restaurant prices are high. You can find a good deal if you go on a date mid-week. You’re also likely to get attentive and incredible services.

Saving money as a young couple might feel impossible. But if you explore these options, you can grow your savings and attain your goals faster.

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