CATEGORIES Auto & Trucks Business & Finance Computers & Internet Education Family Food & Drink Gadgets and Gizmos Health Hobbies Home Improvement Humor Kids & Teens Legal Marketing Men Music and Movies Online Business Parenting Pets and Animals Politics and Government Recreation & Sports Relationships Religion and Faith Self Improvement Site Promotion Travel & Leisure Web Development Women Writing Keyword Search Article Title Author's Name SITE MENU Search Submit An Article Submit Articles in Bulk Submit Press Release Syndicate Articles Distribute Articles Privacy Policy Terms of Use Link To Us Contact Us Site Map Home

Fair Debt Collection Practices Act Myths  by: Steve Austin Think you’ve got the FDCPA (Fair Debt Collection Practices Act) figured out? Don’t be so sure. While nothing can take the place of a lawyer’s advice, if you’ve at least overcome these three biggest myths about the law, you may save yourself a lot of money and heartache. FDCPA Myth 3: the Fair Debt Collection Practices Act is the only law governing collections: Fact: The FDCPA is a US federal law. Each state has additional laws that govern fair debt collection practices. Some portions of those laws may have been invalidated by the federal law. But, as a general rule, state laws are valid if they provide greater protections (or restrictions, depending on your point of view), and invalid if they allow debt collectors too much leeway. Meanwhile, other countries have their own laws, which may or may not apply if the collector or debtor is currently located outside the US. Reality: it is important to keep in mind all the relevant state laws. Those state laws may include the laws of up to three or even more states: the debtor’s current state of residence, business, and/or work About The Author Steve Austin Free Collection agency information at http://www.collection-agency-information.com cas@collectionagencyservices.net This article was posted on August 13, 2005 Read More Articles from the "Legal" Category: Religious Discrimination Tougher To Prove Than Race Or Sex Discriminaion In New Jersey by Jonathan Meyers DOJ Ruling on Disabled Rights in Cruise Ships by Lala C. Ballatan Filing a Simple Bankruptcy by Susan Chana Lask, Esq. Wrongful Death: its Causes and Legal Implications by Rainier Policarpio Lawyer Search by Renard O Mesothelioma - Suing For Compensation by Rick Hendershot Court Commentary = Case Law by John D. Waller Defending Your Rights under the Employment Laws by Rainier Policarpio How Claims Litigation in California Works by Manuel Salvacion How To Save $37,500 On Legal Fees AND Protect Your Co-Parenting Relationship by Belinda Rachman, Esq << Back to "Legal" Index

Disclaimer: The information presented and opinions expressed herein are those of the authors
and do not necessarily represent the views of ArticleCity.com and/or its partners.

	Web www.articlecity.com