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A Financial “To Do” List for Engaged Couples  by: Nathan Dawson Engagement can be a hectic and overwhelming time for all parties involved. However, by setting a wedding budget and by creating a long-term money-management plan, you can ensure that you will start off on the right foot. Follow these steps for a good marriage preparation: 1. Prepare to merge finances Discuss your spending and saving habits, your debts and assets and your respective salaries. Be sure that you have a realistic idea of how marriage will affect you both as a couple and as individuals. 2. Plan your wedding Make a realistic assessment of how much you can spend. While the average wedding cost is $15,000, with careful planning you may be able to go lower than that and create memories that will last forever. 3. Decide on whether to have a prenuptial agreement Prenuptial agreements aren’t always necessary. However, if there is a considerable difference in your net assets, it would be foolish not to have one drafted by a lawyer and signed by the necessary parties. 4. Merge your money In the eyes of the law (and creditors), a married couple is a single financial unit. This holds true, even for those couples who decide to open joint bank accounts. 5. Go over your taxes A good accountant may help out in this area. Generally speaking, dual-income families get penalized by tax laws. Evaluate your tax situation and decide if it is worth it for both of you to work. About The Author Nathan Dawson writes for http://www.marriedfinances.com and http://www.successfulmarriageresource.com, great online sources for marriage and finance information. This article was posted on October 03, 2005 Read More Articles from the "Family" Category: Valentines Day! The Sweet and Romantic Holiday by Merrie Schonbach Babysitting Co-op: How To Start A Successful Baby-Sitting Cooperative by Tracey Ah Hee Want Your Children To Love Books - Go See A Movie! by Brent Sitton Suggestions for a Cheaper, Greener, more Eco Friendly Christmas and New Year by Davinos Greeno Why Train Your Dog? by Brett Fogle 8 Tips for a Better Walk with Your Dog by Dr. Gary L. Ailes Halloween Safety Tips by Susan Dunn, MA Forever And Ever Amen by Rose DesRochers Do You Make These 5 Relationship-Wrecking Mistakes? by Paul Sterling Personalized Christmas Ornaments, Timeless and Cherished Gifts for Any Occasion by Bryna Bell << Back to "Family" Index

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