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Becoming One Financially  by: Nathan Dawson When we think of marriage, most of us like to be romantic about it. Marriage brings images of engagement rings and a big white triple-layer cake. Nobody wants to talk about money management, prenuptials and other financial matters. However, statistics show that the top reason for divorce is disagreeing about money. Don’t get carried away by the sheer romance of getting married. Discuss your financial concerns before you walk down the aisle. Prenuptial agreements These legally-binding contracts will save you quite a heartache in the event of a divorce. But who is ever considering divorce at the time of marriage? It may seem unromantic, and certainly, most of the time it may be unnecessary. However, if you stand to inherit a very large sum of money, if you have a trust fund, or if you own a business, a prenuptial can help you keep what is rightfully yours. Set a reasonable wedding budget With the average American wedding costing over $19,000, it makes sense to look into some affordable alternatives. Keeping it small and holding the ceremony and reception in a park or other scenic public place are just two examples of ways that you can save a ton. Be ready for tax-season If both spouses work, by law, they both must be taxed at the same rate as that of the highest income-earning spouse. Married couples will be happy to hear, however that the marriage tax penalty is being phased out over the next few years. Merge your money Legally, a married couple has joint-ownership of everything. Regardless, a husband and wife will often open a joint bank account to make household expenses easier to track. Discussing the financial details of marriage one-step-at-a-time can help ease the both of you into a fruitful and harmonious new life together. About The Author Nathan Dawson writes for http://www.marriedfinances.com and http://www.successfulmarriageresource.com, great online sources for marriage and finance information. This article was posted on September 27, 2005   View More Videos from the "Family" category: How to Make Apple Cobbler Learn about Insulin Misconceptions Family Fun Football - Gameplay Family Holiday Shopping   Read More Articles from the "Family" Category: Business Partners & Marital Partners, Will the Marriage Survive? (Part II) by Chuck & Sue DeFiore Parenting Univeristy: Potty Training 101 by Danna Henderson Interesting Christmas Gifts That You Can Get Online by Scheygen Smith Comparing a Memory Foam Mattress and a Latex Mattress by Joshua Harding Nursing Home Abuse: An Issue You Should Be Aware Of by Gabriel Adams Winter - It's Not Over Yet by Bonnie P Carrier Too Good to be True by LeAnn R. Ralph Photo Christmas Cards - 7 Unique Ideas for This Year's Holiday Card by Linda Kling Wedding Gifts - Something Old, Nothing New..! by Charlie Taylor 7 Tips For Getting the Best Garage and Rummage Sale Bargains by John Baker << Back to "Family" Index

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