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Understanding Motor Trade Insurance  by: Erin Ryan It is common knowledge, that to be able to drive legally on the roads in Britain, you must have car insurance. Anybody who drives a car is more than well aware of the legal stipulations of being insured, and more importantly, what can happen if we are not. There is a lot of information and public notices about general car insurance, however the business of motor trade insurance is an entirely different matter. Motor trade insurance is a vital component for any motor related business to trade legally. Trade insurance is a specialised policy specifically for businesses in the motor trade industry. This can range from mechanics to car dealers and tradesmen to name but a few. The general requirement for motor trade insurance is anybody who uses a vehicle for work/business purposes. Driving a vehicle for work purposes under a private usage policy is illegal. There are three main types of motor trade insurance; these are: • Road Risk Insurance; • Liability Insurance; and • Combined Insurance. Road Risk Insurance: This is the lowest band of motor trade insurance and is a minimum requirement in order for a business to trade legally. Liability Insurance: This particular level of insurance is vital if a business has employees, as this covers them also. Combined Insurance: This type of insurance covers both road risk and liability insurance. For more detailed information regarding the different levels of insurance available, and which one is right for you contact a reputable motor trade insurance provider and be sure to tell them your exact requirements. About The Author Erin Ryan is a freelance writer for the web, working with motor trade insurance experts And Insure http://www.andinsure.com/motortrade.html The author invites you to visit: http://www.andinsure.com Article Source: http://www.articlecity.com/articles/auto_and_trucks/article_2901.shtml   View More Videos from the "Auto and Trucks" category: 3 Sleek Cabrios Comparison The Veggie car Driving Test-Lane Changes An Alfa-Based Dodge Viper   Read More Articles from the "Auto and Trucks" Category: Ford Ranger Gets Better And Better; Aftermarket Ford Parts Store Catches Up by Jason Moore Motorcycle Shipping - How To Make Sure It Is Done Right by Maureen Romensya Buying A Car: 5 Ways To Save Money by Michael Lewis Natural Car Grooming - Cleaning Experts Tip by Nick Vassilev Hyundai Santa Fe Body Kits – For Total Style by Louie Liu When Is Paintless Dent Removal (PDR) The Right Choice? by Bill DeBever Avoid Getting Stranded This Winter by News Canada Jeep Gladiator Concept Car 2005 by Jenny McLane Neoprene Seat Covers: The Effective and Affordable Seat Covers by Shane Watson Civic Brake Pads – Great Value And Better Safety by Louie Liu << Back to "Auto And Trucks" Index

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