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Understanding Your Auto Insurance  by: Pete Lance Reading auto insurance policies can be like trying to decipher advanced calculus. It's really not that difficult if you understand a few basic terms. Collision, Comprehensive, Bodily Injury Liability and Property Injury Liability are the main terms you need to fully understand. You'll appreciate Collision Coverage in the event you need repairs or replacements if your vehicle collides with another vehicle or property. The higher the deductible you elect, the lower your premiums will cost you. If you're at fault for something, well of course it would still be an accident, as I doubt you'd plan to run into that guard rail, but how much would you be able to afford to pay out of pocket for repairs? $250? $500? $1,000? Just like medical insurance, you'd have to pay that deductible amount first and then the insurance company would pay for the remaining charges for the repair. Another term to become intimately familiar with is Comprehensive coverage. This is the coverage that pays for damage caused from falling objects, fire, certain natural disasters, theft and vandalism. Deductibles work the same way as with Collision About The Author Pete Lance is the founder of USGasTracker.org, a premier company which helps the consumer save money on gasoline. Thousands of gas stations across the nation are tracked daily to guarantee the lowest prices on gasoline anywhere in the United States.For more information about getting the lowest gas prices in your town visit:http://www.usgastracker petelance1@yahoo.com This article was posted on August 09, 2005   View More Videos from the "Auto and Trucks" category: A Look at 100 Years of Alfa Romeo National Clean Energy Project Part 10/16 2010 Paris Motor Show Highlights How to Check the Car Battery   Read More Articles from the "Auto and Trucks" Category: Limousine Competition, Plan Now for Prom, Graduation and Weddings in Orange County, Ca. by Elle Wood Vehicle Airbag Defects by Alan Haburchak Reasons to Choose a Bobcat Loader Backhoe by Rene Knops Be A Safe And Responsible Driver On The Road by John Grath Prop Shaft: An integral Part of the Automobile Machinery by Trish Dougherty Proposed Changes Could Result In Lower Car Insurance Premiums by Michael Challiner Motorbike Insurance 101 by Stewart Wrighter Advantages Of Buying A New Car At The Right Time by Dana Goldberg Used Car Loans: Superb Financial Assistance For Buying A Car by Christian Phelps Aftermarket Headlights - Enjoy The Full Performance At Night by Louie Liu << Back to "Auto And Trucks" Index

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